The Revolut Metal Credit Card offers premium benefits like cashback on all purchases, travel insurance, and exclusive rewards.
Available in over 180 countries, including Norway, it allows for seamless international transactions and easy management of foreign currencies.
The card also provides enhanced financial tools to help users stay on top of their spending and maximize rewards.
Revolut Metal Card: Key Features
The Revolut Metal Card is made of a reinforced steel plate weighing 18g and designed to withstand shocks and humidity. It offers contactless payments globally on the Mastercard network.
The card supports transactions in 30 currencies and allows cryptocurrency purchases, including Bitcoin, Litecoin, and Ether. Cardholders earn cashback: 0.1% in Europe and 1% on purchases made outside Europe.
Cash withdrawals from Mastercard ATMs are available worldwide, and user transfers are free from Monday to Friday. It also includes travel insurance for added protection during trips.
Additional Benefits
Revolut Metal is available digitally, allowing users to create virtual cards for secure online transactions. Once a payment is made, the virtual card information is deleted for extra security.
For those with children, up to 5 sub-accounts can be created for them to manage their finances under parental supervision.
Revolut Metal Card Support Services
The Revolut Metal card offers a range of support services designed to make traveling and managing finances easier. For those based in Norway, the following benefits apply:
- Travel Assistance: If your flight is delayed, you gain access to airport lounges and three guests of your choice. You’re also covered for medical expenses during travel, including dental care.
- Flight Issues and Baggage: Compensation is available for flight cancellations and lost or delayed baggage, paid directly into your Revolut Metal account. Revolut Travel Ltd powers these services.
- Virtual Safe: The Revolut Metal card offers a virtual safe to store savings with an interest rate of 0.65% per day. This can be used for various projects, like travel or significant events, with the flexibility to keep your money there as long as needed.
Guarantees Provided:
- Purchase Protection: All purchases made with the Revolut Metal card are insured for one year from the purchase date. In cases of theft or damage, up to £10,000 in compensation is available.
- Phone Insurance: If your phone is stolen, Revolut will assist with a replacement after the theft is reported.
- Accident Coverage: Accident insurance is included, covering both temporary and permanent disabilities.
- Event Ticket Insurance: Revolut will reimburse up to £1,000 within a year if an unexpected event prevents you from attending a show.
- Purchase Disputes: If a store refuses to accept a return, Revolut will offer compensation ranging from £30 to £300. more time to decide if the product you bought is suitable for your needs.
Revolut Metal Card Usage Fees
The Revolut Metal card has the following fee structure:
- Subscription Fees: The card costs 12.99 euros per month or 120 pounds per year. Opting for the annual subscription saves money compared to the monthly option.
- Account Maintenance: No fees for account maintenance or receiving an IBAN.
- Withdrawals: You can withdraw up to 800 pounds per month. Withdrawals beyond this are subject to a 2% commission, with a minimum fee of 1 pound.
- Cryptocurrency Purchases: A 1.5% commission applies to crypto transactions.
- Foreign Currency Transactions: A 0.25% fee applies to foreign currency exchange.
- Transfers: Unlimited transfers are free on working days.
- International Payments: Three free international payments per month.
You can make payments online from anywhere, ensuring lower transaction costs.
Revolut Metal Credit Card Eligibility Requirements
To apply for the Revolut Metal Credit Card, you must meet the following criteria:
- Age: Applicants must be at least 18 years old.
- Residency: Available to residents of Norway and other supported countries.
- Income: A stable income is required, though Revolut does not set a specific minimum threshold.
- Credit History: No specific credit score is required, but having a positive credit history can improve your chances.
- Identification: A valid government-issued ID and proof of address are necessary for verification.
Step-by-Step Application Process for the Revolut Metal Credit Card
Follow these simple steps to apply for the Revolut Metal Credit Card:
- Download the Revolut App: Install the app from the App Store or Google Play and create your account.
- Choose the Metal Plan: Select the Metal plan within the app to unlock all premium features.
- Verify Your Identity: Upload a valid government-issued ID and proof of address for identity verification.
- Provide Payment Information: Link your bank account or add funds to your Revolut wallet.
- Submit Your Application: Complete your application and wait for approval, which usually takes a few days.
- Receive Your Card: Once approved, the Revolut Metal Credit Card will be delivered to your address.
How to Contact Revolut Limited
Revolut Limited’s registered office is located on the 4th floor, 7 Westferry Circus, E14 EHD, London, United Kingdom.
- Lost or Stolen Card: Call +44 20 33 228 352 to block your card. Note that this is an automated line and cannot return calls.
- Customer Service: The fastest way to reach customer service is through the in-app chat or the Revolut website. A virtual assistant is available 24/7 to assist with inquiries.
- Social Media: Revolut is active on Facebook, Twitter, Instagram, LinkedIn, and Dribble. Follow them to stay updated on news and features.
- Customer Area: To manage your account, create an account with your phone number. Once you have a Revolut Metal account, you can access your personal space at any time.
The Revolut App
The Revolut app serves as the mobile version of your customer account. To set it up, simply use the same phone number linked to your account.
With the app, you can:
- Check your balance.
- Make transfers.
- See money received from friends and family.
The app also lets you create virtual cards and buy and sell cryptocurrencies directly. Transactions are quick and efficient.
You can set spending limits within the app to control your expenses. The app also provides access to a virtual assistant for support.
The Revolut app is free on Google Play and the Apple Store.
Conclusion
The Revolut Metal card offers seamless transactions with minimal fees, and you can earn cashback on all your purchases. International transactions provide higher cashback compared to those within Europe.
The insurance options are beneficial, especially for frequent travelers. However, the card is not free; you can only spend what is available in your account. E
Effective management is key to avoiding unnecessary expenses, so make sure to review the legal notices carefully.